flexgold - Experiences - 25% discount

Melanie Schoene
Aktualisiert am 10. January 2024

«flexgold is the smart way to invest in physical precious metals, more flexible and transparent than ever before. Stable real property, reliably and securely stored securely stored in Switzerland, available at any time - for every wallet.»

Registration with 25% discount*

In our view, the new product from Solit is the solution for fast and flexible trading in precious metals with secure storage at the same time. If you have to wait 1-2 days for the contracts to be processed at the precious metal depository, you can trade at real-time prices with flexgold. Once you have completed the identification process and created your first vault, trading in precious metals is easy and intuitive.

For us, this is clearly the product for modern trading with secure storage and protection against any risks such as theft, insolvency or similar.

In addition, the costs for trading and, above all, for storage are somewhat more favourable than with a classic precious metal custody account.

Of course, we also grant you special discounts (25% discount on our commission).

In addition, as usual, telephone, email or chat support for any questions about flexgold and precious metals in general.

flexgold solit edelmetall markt 25 prozent rabatt

flexgold solit volle kontrolle 25 prozent rabatt

flexgold offers the purchase of 4 physical precious metals. Gold, silver, platinum and palladium

Multi-currency capability. You can trade in 4 currencies, CHF, EUR, GBP and USD

Through the acquisition as property, flexgold offers protection against damage through insolvency protection of the service provider.

Clear ownership through assignable or allocated serial numbers of the bars.

An independent trustee company applies the multiple-eye principle. Quarterly a physical inventory is carried out by an auditor takes place quarterly.

Highly secure storage in a Swiss high-security safe, 100% insured against insured against possible theft, robbery, fire fire and embezzlement by employees.

Flexgold offers you fast trading (buying and selling) at any time at real-time prices with numerous order types. (Forward orders, limits, swaps etc.).

A modern app for Apple iOS and Google Android on the smartphone and an intuitive application in the web browser on the on the desktop for the best possible user experience.

flexgold enables physical delivery and collection. (Gold/Platinum/Palladium from 1 g, silver from 20 g)

flexgold prices

Vault stage < 250.000€

Premium on spot price from 2 %+ Broker commission and storage fee

start with flexgold*

Gold 2% premium on spot price
Silver 4% premium on spot price
Platinum 4% premium on spot price
Palladium 7% premium on spot price
+ 1.5% broker commission (instead of 2% with Solit direct = 25% discount)
+ Storage fee 1.2%/year

For the sake of simplicity, we have only broken down the prices for the vault level < €250,000 here. If you are interested in an investment > 250.000€, please contact me by phone (+49 151 57155799) or via the contact form.

How flexgold works is so simple

4 steps to your flexgold

Register and legitimise

The personal data you entered previously will be verified by flexgold in the first part of the identity check via the Autoident app. Please have a valid ID document ready for this. Note: optimal results are achieved with passports. In the second part, you have to answer questions about the Anti-Money Laundering Act via a chatbot.

Create a Vault

To be able to trade in physical precious metals via the flexgold app, you need to create a digital vault. You can also create several vaults, e.g. for deposits in different currencies.

Deposit into currency account

A currency account set up specifically for this purpose is available for trading precious metals. Here you can deposit the four currencies CHF, EUR, GBP or USD. A separate IBAN is available for each currency.

Purchase precious metals

You are ready to buy precious metals. You can choose between an immediate purchase, a planned purchase and a savings plan.

Who's behind flexgold?

Behind flexgold is the SOLIT Group, which has been active in precious metals trading since 2008 and is now one of the leading precious metals traders in German-speaking countries. The SOLIT Group has been headquartered in Tägerwilen in the Swiss canton of Thurgau since 2021. The SOLIT Group has already received numerous prestigious awards for its services.

Which operating systems are supported?

The flexgold app is available for all mobile phones and smart devices with the iOS or Android operating system. At least version 12.4 is required for iOS and version 9 for Android. flexgold can also be used via the browser at https://app.flexgold.com/.

Where can I download the APP?

The flexgold app is available for both Apple iOS and Google Android. You can download the app free of charge and open your flexgold user account directly on your mobile phone, tablet or other smart device. Please use the latest software version of the app. Alternatively, the app is also available for the desktop browser.

Click here for the iOS App Store.
Click here for the Google Play Store.

How long can money remain in my flexgold currency account?

As flexgold is regulated as a financial intermediary by the Swiss Financial Market Supervisory Authority (FINMA) and monitored by PolyReg, but does not have a banking licence, the maximum retention period for a user’s money in the currency account is 60 days. In order to guarantee compliance with this period, a time buffer is applied so that the money is transferred back after just 42 days.

What precious metals are available?

flexgold offers four precious metals for market entry: Gold, silver, platinum and palladium.

In which currencies is it possible to buy precious metals?

With flexgold from Solit, precious metals can be purchased in CHF (Swiss francs), EUR (euros), GBP (pounds sterling) and USD (US dollars).

Where is my data backed up at flexgold by Solit and how is it stored?

In general, login procedures are protected by the use of two-factor authentication (2FA) as a form of multi-factor authentication (MFA). In addition, all transactions carried out by you are confirmed by the aforementioned procedure. The transmission of all data is encrypted. We take great care to comply with both the European Union’s General Data Protection Regulation and the Swiss Data Protection Act. Personal data and backups are stored exclusively on servers in Switzerland.

How does verification work at flexgold?

Once you have successfully registered with flexgold, you can start the verification process. You will be redirected to the IDnow website for this purpose. Identification takes place either via the IDnow AutoIdent app or via the browser.

Which documents do I need for verification?

A valid identification document is required for successful verification. This can be either a photo ID or a passport that clearly identifies you.

What is a vault?

At flexgold, the English word “vault” refers to the digital space in which investors can manage their physical precious metals. In addition, possible linguistic differences, such as spelling, are taken into account and the correct German variant is used. The vault symbolises the highly secure vault facility in Switzerland where the precious metals are stored safely.

What kinds of vaults are there?

There are three types of vaults at flexgold by Solit:

The Personal Vault allows you to manage your own precious metal investments.
The joint vault allows you to invest in precious metals together with another person (e.g. your partner).
The company vault allows you to diversify your company’s assets by investing in precious metals.

How do you create a Vault?

Während der Einrichtung von Flexgold werden Sie aufgefordert, automatisch einen Vault anzulegen. Wenn Sie weitere Vaults erstellen möchten, klicken Sie auf den Home Button und dann auf das Feld “Weiteren Vault anlegen”. Sie können Ihren Vaults jeweils Namen geben, beispielsweise nach dem Verwendungszweck (z.B. Altersvorsorge).

Can I grant another person access to my Vault?

You cannot grant another person access to your vault if you have a personal vault. You must set up a shared vault if you want to give another person access. However, there are exceptions, such as in the case of death or the appointment of a guardian, where appropriate regulations are provided for by law.

How do I create a community vault?

To create a community vault, click on the “Profile” button and then on “Master data”. Then select “Create new master data” and you can create a new community vault under “Community master data”.

How can I deposit money in my flexgold vault?

You can pay into your flexgold Vault by bank transfer from your bank account. It is necessary that the holder of the bank account is the same as the Vault holder. The deposit can be made in Swiss francs, euros, British pounds or US dollars.

How can I make a payment from a vault?

You can have the balance on your currency account paid out manually to your reference bank account at any time. If no payout amounts are available, you must click on the “Sell” button in the desired vault. You must then select the precious metal holdings to be sold and the order type. After a successful sale, you can have your currency balance paid out to the reference bank account on file.

How long does it take for my deposit to be credited to my Vault?

The crediting depends on the respective bank. As soon as the money is credited to our bank account, we will post your deposit to your Vault on the same day.

Where is the bank account for deposits on my Vault?

The bank account into which customers can deposit money is held at Credit Suisse AG in Switzerland, which is a subsidiary of UBS Group AG.

What happens to my investment amount if the bank with which I have deposited it on a short-term basis becomes insolvent?

Bank deposits of up to CHF 100,000 are covered by the statutory deposit protection scheme.

What happens to my Vault in the event of insolvency?

The precious metal holdings in your vault are considered special assets and are therefore excluded from the insolvency estate in the event of a service provider’s insolvency.

Download QR-Code

flexgold: digital Gold kaufen

Developer: SOLIT Group AG

Price: Free

Download QR-Code

‎flexgold: digital Gold kaufen

Developer: SOLIT Group AG

Price: Free

The links and banners marked with an asterisk (*) are affiliate links/banners. If you use this link/banner and then, for example, conclude a contract or make a purchase, we will receive a commission from the provider. There are no disadvantages for you in terms of purchase, contract or price. The quality of the products is the top priority for all advertising links.

* On the brokerage commission

** For us, quality always comes before commission. Thank you 🙂

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What makes flexgold so flexible

flexgold combines the simple and favourable investment in physical precious metals and their highly secure highly secure storage with convenient and highly flexible processing via app

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